2821 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2821 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,674 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
OwnerTrust Name on File
Last Sale$340,000 (Jun 2022)
Tax Bill$8,268 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN06-29-180-007

Property Details

APN / Parcel Number

Primary APN06-29-180-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2821 BEACON POINT CIR
CityELGIN
StateIL
Zip60124-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 685
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number685
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2028
Census Tract851913

Owner

2821 Beacon Point Cir is owner-occupied and held in a trust since June 2022.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address2821 BEACON POINT CIR, ELGIN, IL 60124-3113
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jun 3, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2022 · Amount on File
Deed SaleJun 3, 2022 · Amount on File
Prior SaleJun 4, 2007 · Amount on File
Deed Document Number202229302
Prior Transfer DateJun 4, 2015
Prior Transfer Doc0000035110
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2821 BEACON POINT CIR, ELGIN, IL 60124-3113
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 BEACON POINT CIR, ELGIN, IL 60124-3113

Mortgage

Document Number0000002888
DateJan 27, 2023
Instrument2023K002888
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 25, 2052

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJun 3, 2022
Property Address2821 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number0000029302
Map ReferenceDOC 2006K0682447
Instrument DateMay 24, 2022
Instrument2022K029302
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1344 SCARBORO RD, SCHAUMBURG, IL 60193-3136

Tax Assessment & Valuation

The 2025 property tax bill for 2821 Beacon Point Cir was $8,268 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,268.00 Homeowner's exemption Senior Citizen's exemption$124,380 (+8.57%) Land $34,955 Building $89,425$373,289 (+8.57%) Land $104,907 Building $268,382
2024$114,562 Land $32,196 Building $82,366$343,824 Land $96,627 Building $247,197
2022$7,055.00 (+26.09%) Disabled Person's exemption$94,372 (+6.96%) Land $26,522 Building $67,850$283,116 (+6.96%) Land $79,566 Building $203,550
2021$5,595.00 Disabled Person's exemption$88,231 Land $24,796 Building $63,435$264,693 Land $74,388 Building $190,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2821 Beacon Point Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2821 Beacon Point Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Beacon Point Cir

Nearby Streets

Search Property Records by Address or Parcel Number