2825 Smith Field Dr, Monroe, NC 28110 Property Records

Union County property record for 2825 Smith Field Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 2,922 sqft · built 2007
Lot Size0.797 acres (34,717 sqft)
Owner2 Individual Names on Record
Last Sale$412,000 (May 2019)
Tax Bill$3,135 (2025)
Deeds & MortgagesJul 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-126-098

Property Details

APN / Parcel Number

Primary APN08-126-098

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,922 sqft Living Area
1st Floor Area2,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area34,717 sqft (0.797 acres)
Garage TypeAttached
Garage Area587 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2825 SMITH FIELD DR
CityMONROE
StateNC
Zip28110-7756
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#59 SMITH FIELD OPCI958
Legal SubdivisionSMITH FIELD
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group2
Census Block2004
Census Tract20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2825 SMITH FIELD DR, MONROE, NC 28110-7756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 23, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2019 · Amount on Record
Deed SaleMay 23, 2019 · Amount on Record
Prior SaleAug 28, 2007 · Amount on Record
Deed Document Number201913920
Deed Book / Page7376 / 295
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2825 SMITH FIELD DR, MONROE, NC 28110-7756
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7741464
DateJul 20, 2020
Book Page7741/464
Instrument26876
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term1 Months
DueAug 1, 2020

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 23, 2019
Property Address2825 SMITH FIELD DR, MONROE, NC 28110-7756
Document Number0007376295
Book / Page7376 / 295
Map ReferenceCAB I FILE 958
Instrument DateMay 23, 2019
Instrument0013920
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBRIDGE TRUST TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$824.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1845 PAINTED HORSE DR, 1845, INDIAN TRAIL, NC 28079-5799

Transferred To (Grantee/Buyer)

NameVerified Name
Address2825 SMITH FIELD DR, MONROE, NC 28110-7756

Mortgage

Document Number0000013921
DateMay 23, 2019
Instrument0013921
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityUnionville Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$616,900 (-) Land $130,200 Building $486,700$616,900 (-) Land $130,200 Building $486,700
2025$3,135.00 (+4.08%)$616,900 (+37.09%) Land $130,200 Building $486,700$616,900 (+37.09%) Land $130,200 Building $486,700
2023$3,012.00$450,000 Land $79,600 Building $370,400$450,000 Land $79,600 Building $370,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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