Union County property record for 2816 Smith Field Dr, Monroe, NC 28110
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 4 ba · 3,721 sqft · built 2022 |
| Lot Size | 0.803 acres (34,979 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $80,000 (Aug 2020) |
| Tax Bill | $4,672 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-126-055 |
| Primary APN | 08-126-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,721 sqft Living Area |
| 1st Floor Area | 2,543 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Lot Area | 34,979 sqft (0.803 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2816 SMITH FIELD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7756 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #16 SMITH FIELD OPCI958 |
| Legal Subdivision | SMITH FIELD |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 23, 2026 | Special Warranty Deed, Transfer |
| Jan 13, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2006 · Amount on Record |
| Deed Document Number | 202032008 |
| Deed Book / Page | 7778 / 154 |
| Prior Transfer Date | Aug 15, 2016 |
| Prior Transfer Doc | 0006788389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000085421 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 8542/1 |
| Instrument | 27745 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.99% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 23, 2026 |
| Property Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
| Document Number | 0000093324 |
| Book / Page | 9332 / 4 |
| Map Reference | CAB T F 111-115 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 7534 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $767.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1916 AYRSLEY TOWN BLVD # BLVD110A, BLVD110A, CHARLOTTE, NC 28273-4397 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 13, 2026 |
| Property Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
| Document Number | 0009285668 |
| Book / Page | 9285 / 668 |
| Map Reference | CAB I FILE 958&959 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 964 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2816 SMITH FIELD DR, MONROE, NC 28110-7756 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $919,500 (-) Land $130,200 Building $789,300 | $919,500 (-) Land $130,200 Building $789,300 | |
| 2025 | $4,672.00 (+73.94%) | $919,500 (+129.13%) Land $130,200 Building $789,300 | $919,500 (+129.13%) Land $130,200 Building $789,300 |
| 2023 | $2,686.00 | $401,300 Land $79,600 Building $321,700 | $401,300 Land $79,600 Building $321,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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