2820 Smith Field Dr, Monroe, NC 28110 Property Records

Union County property record for 2820 Smith Field Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 3,814 sqft · built 2006
Lot Size0.815 acres (35,501 sqft)
Owner2 Individual Names on File
Last Sale$467,000 (Feb 2019)
Tax Bill$3,303 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-126-056

Property Details

APN / Parcel Number

Primary APN08-126-056

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,814 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area35,501 sqft (0.815 acres)
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2820 SMITH FIELD DR
CityMONROE
StateNC
Zip28110-7756
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#17 SMITH FIELD OPCI958
Legal SubdivisionSMITH FIELD
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group2
Census Block2001
Census Tract20206

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2820 SMITH FIELD DR, MONROE, NC 28110-7756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2019 · Amount on Record
Deed SaleFeb 14, 2019 · Amount on Record
Prior SaleSep 13, 2006 · Amount on Record
Deed Document Number20193782
Deed Book / Page7313 / 580
Record UpdatedSep 20, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 14, 2019
Property Address2820 SMITH FIELD DR, MONROE, NC 28110-7756
Document Number0007313580
Book / Page7313 / 580
Map ReferenceCAB I FILE 958&959
Instrument DateFeb 14, 2019
Instrument0003782
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$934.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003783
DateFeb 14, 2019
Instrument0003783
Lender
NameFIRST RELIANCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityUnionville Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,303.00 (+1.1%)$650,100 (+34.43%) Land $130,200 Building $519,900$650,100 (+34.43%) Land $130,200 Building $519,900
2024$3,267.00 (+0.93%)$483,600 (-) Land $79,600 Building $404,000
2023$3,237.00$483,600 Land $79,600 Building $404,000$483,600 (-) Land $79,600 Building $404,000
2021$483,600 Land $79,600 Building $404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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