2825 Island Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 2825 Island Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,381 sqft · built 2007
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (May 2022)
Tax Bill	$2,506 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24786`

Property Details

APN / Parcel Number

Primary APN	`24786`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,381 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
Garage Area	576 sqft
Pool Type	Above-Ground Pool
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2825 ISLAND RD
City	GLOUCESTER
State	VA
Zip	23061-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	PURTON PARCEL 1
Legal Subdivision	PLAT: PB21 79
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2000
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2825 ISLAND RD, GLOUCESTER, VA 23061-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
May 2, 2018	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	20222539
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2825 ISLAND RD, GLOUCESTER, VA 23061-3208
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001820
Date	Apr 17, 2020
Instrument	200001820

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 2, 2022
Property Address	2825 ISLAND RD, GLOUCESTER, VA 23061-3208
Document Number	0220002539
Instrument Date	Apr 11, 2022
Instrument	220002539
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	LAFAYETTE TITLE AND ESCROW LLC, LAFAYETTE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 ISLAND RD, GLOUCESTER, VA 23061-3208

Mortgage

Document Number	0220002540
Date	May 2, 2022
Instrument	220002540

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 2, 2018
Property Address	2825 ISLAND RD, GLOUCESTER, VA 23061-3208
Document Number	0180001863
Instrument Date	Apr 24, 2018
Instrument	180001863
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 ISLAND RD, GLOUCESTER, VA 23061-3208

Mortgage

Document Number	0180001864
Date	May 2, 2018
Instrument	180001864

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,506.00 (+9.62%)	$429,870 (+15.41%) Land $59,560 Building $370,310	$429,870 (+15.41%) Land $59,560 Building $370,310
2025	$2,286.00 (+5.3%)	$372,470 (-) Land $53,960 Building $318,510	$372,470 (-) Land $53,960 Building $318,510
2024	$2,171.00	$372,470 (-) Land $53,960 Building $318,510	$372,470 (-) Land $53,960 Building $318,510
2023	$2,171.00 (+101.95%)	$372,470 (+30.77%) Land $53,960 Building $318,510	$372,470 (+30.77%) Land $53,960 Building $318,510
2022	$1,075.00	$284,830 Land $41,770 Building $243,060	$284,830 Land $41,770 Building $243,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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