2805 Island Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 2805 Island Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1986
Lot Size	2.16 acres (94,090 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jul 2026)
Tax Bill	$1,594 (2026)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17631`

Property Details

APN / Parcel Number

Primary APN	`17631`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,090 sqft (2.16 acres)
Garage Area	384 sqft
Porch	Slab
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2805 ISLAND RD
City	GLOUCESTER
State	VA
Zip	23061-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	PUTTON PAR 2 & PAR 2A
Legal Subdivision	PLAT: DPB317 350
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2000
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2805 ISLAND RD, GLOUCESTER, VA 23061-3208
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Bargain and Sale Deed, Transfer · Construction Mortgage FIDELITY NATIONAL TITLE
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit BAYPORT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Deed Document Number	20263164
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 20, 2026
Property Address	2805 ISLAND RD, GLOUCESTER, VA 23061-3208
Document Number	0000003164
Instrument Date	Jul 16, 2026
Instrument	20263164
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2805 ISLAND RD, GLOUCESTER, VA 23061-3208
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003165,
Date	Jul 20, 2026
Instrument	20263165

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2027

Interest

Rate	6.48%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2805 ISLAND RD, GLOUCESTER, VA 23061-3208
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 ISLAND RD, GLOUCESTER, VA 23061-3208

Mortgage

Document Number	0250005250
Date	Dec 17, 2025
Instrument	250005250

Lender

Name	BAYPORT CU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,594.00 (+12.89%)	$273,340 (+18.82%) Land $59,580 Building $213,760	$273,340 (+18.82%) Land $59,580 Building $213,760
2025	$1,412.00 (+5.29%)	$230,040 (-) Land $54,170 Building $175,870	$230,040 (-) Land $54,170 Building $175,870
2024	$1,341.00	$230,040 (-) Land $54,170 Building $175,870	$230,040 (-) Land $54,170 Building $175,870
2023	$1,341.00 (+11.75%)	$230,040 (+38.93%) Land $54,170 Building $175,870	$230,040 (+38.93%) Land $54,170 Building $175,870
2022	$1,200.00	$165,580 Land $41,090 Building $124,490	$165,580 Land $41,090 Building $124,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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