2825 Crystal Ridge Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2825 Crystal Ridge Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,744 sqft · built 1990
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Company Names on Record
Last Sale	$1,330,000 (Jun 2014)
Tax Bill	$19,813 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-154-19-00`

Property Details

APN / Parcel Number

Primary APN	`264-154-19-00`
Alternative APN	`2641522800`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,744 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	23,958 sqft (0.55 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2641522800
Street Address	2825 CRYSTAL RIDGE RD
City	ENCINITAS
State	CA
Zip	92024-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 2 TR PM10045
Legal Subdivision	RANCHO LAS ENCINITAS
Legal Tract	1010045
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2825 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Intrafamily Transfer, Transfer
Oct 4, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA
Jan 26, 2019	Deed of Trust, Mortgage · Line of Credit TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Feb 18, 1997 · Amount on Record
Deed Document Number	2014231996
Last Transfer Date	Apr 3, 2015
Transfer Doc	0000205464
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2025
Property Address	2825 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6616
Document Number	0000363342
Map Reference	FILE 1980-168209
Instrument Date	Dec 17, 2025
Instrument	2025-0363342
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2825 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6616

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2825 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443443
Date	Oct 4, 2019
Instrument	2019-0443443

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2825 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6616
Document Number	0000034936
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2825 CRYSTAL RIDGE RD ENCINITAS CA 920246616, ENCINITAS, CA 92024-6616

Mortgage

Document Number	0000034936
Date	Jan 31, 2019
Instrument	34936

Lender

Name	TIAA FSB
Address	JACKSONVILLEG, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,662,994 (+2%) Land $1,125,337 Building $537,657
2025	$19,813.00 (+9.23%) Homeowner's exemption	$1,630,387 (+4.04%) Land $1,103,272 Building $527,115
2023	$18,139.00 (+1.15%) Homeowner's exemption	$1,567,080 Land $1,060,432 Building $506,648
2022	$17,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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