2846 Crystal Ridge Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2846 Crystal Ridge Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,348 sqft · built 1986
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Company Names on Record
Last Sale	$1,433,000 (Feb 2013)
Tax Bill	$21,363 (2025)
Deeds & Mortgages	Oct 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-154-12-00`

Property Details

APN / Parcel Number

Primary APN	`264-154-12-00`
Alternative APN	`2641523600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,348 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	32,234 sqft (0.74 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2641523600
Street Address	2846 CRYSTAL RIDGE RD
City	ENCINITAS
State	CA
Zip	92024-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 2 TR PM13502
Legal Subdivision	SUBDIVISION OF LAS ENCINITAS
Legal Tract	1013502
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17111

Owner

Source: San Diego County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2846 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6615
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
May 2, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2013 · Amount on Record
Deed Sale	Feb 28, 2013 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	2013133126
Prior Transfer Date	Mar 10, 2004
Prior Transfer Doc	0000224053
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2026
Property Address	2846 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6615
Document Number	0000291453
Instrument Date	Sep 2, 2026
Instrument	2026291453
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2846 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6615

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2846 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6615
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6615

Mortgage

Document Number	0000036353
Date	Jan 19, 2021
Instrument	2021-0036353

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2846 CRYSTAL RIDGE RD, ENCINITAS, CA 92024-6615
Document Number	0000232414
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2846 CRYSTAL RIDGE RD ENCINITAS CA 920246615, ENCINITAS, CA 92024-6615

Mortgage

Document Number	0000232414
Date	May 7, 2020
Instrument	232414

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,799,917 (+2%) Land $1,004,840 Building $795,077
2025	$21,363.00 (+8.29%)	$1,764,626 (+4.04%) Land $985,138 Building $779,488
2023	$19,727.00 (+1.84%)	$1,696,105 Land $946,885 Building $749,220
2022	$19,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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