Buchanan County property record for 2824 Scott St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,576 sqft · built 1965 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,800 (Jul 2020) |
| Tax Bill | $1,835 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jun 2015 Mortgage + 3 more |
| APN | 06-5.0-15-003-002-241.000 |
| Primary APN | 06-5.0-15-003-002-241.000 |
|---|
| Building Area | 1,576 sqft Base Area |
|---|---|
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 148 ft deep x 100 ft wide |
| Street Address | 2824 SCOTT ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HINCKLEY ADDITION LOT:6 BLK:LGL DESC: |
| Legal Subdivision | HINCKLEY ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 9, 2015 | Deed of Trust, Mortgage · Conventional Mortgage JAMES B NUTTER & CO |
| Jul 14, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 19, 2017 | Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE |
| Apr 29, 2010 | Trustee's Deed, Foreclosure · FHA Mortgage METLIFE HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Jun 19, 2017 · Amount on Record |
| Deed Document Number | 20205864 |
| Deed Book / Page | 3750 / 700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 003796/992 |
|---|---|
| Date | May 7, 2024 |
| Book Page | 3796/992 |
| Instrument | 2024003387 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 2015005751 |
|---|---|
| Date | Jun 9, 2015 |
| Instrument | 2015005751 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 14, 2020 |
| Property Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 003750/700 |
| Book / Page | 3750 / 700 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020005864 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 2020005865 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020005865 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 19, 2017 |
| Property Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 2017005757 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017005757 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 2017005758 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017005758 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 29, 2010 |
| Property Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 03207/0381 |
| Book / Page | 3207 / 0381 |
| Instrument Date | Apr 29, 2010 |
| Instrument | 2010004413 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|---|
| Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Name | Verified Name |
|---|---|
| Address | 2824 SCOTT ST, SAINT JOSEPH, MO 64507-1817 |
| Document Number | 2010004414 |
|---|---|
| Date | Apr 29, 2010 |
| Instrument | 2010004414 |
| Name | METLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2040 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,835.00 (+0.05%) | $25,620 (+6.75%) Land $3,800 Building $21,820 | $134,830 (+6.76%) Land $19,990 Building $114,840 |
| 2024 | $1,834.00 (+16.44%) | ||
| 2023 | $1,575.00 (-0.63%) | $24,000 (-) Land $3,800 Building $20,200 | $126,290 (-) Land $19,990 Building $106,300 |
| 2022 | $1,585.00 | $24,000 Land $3,800 Building $20,200 | |
| 2021 | $126,290 Land $19,990 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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