2827 Scott St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2827 Scott St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2021 Mortgage + 1 more
APN	`06-5.0-15-003-002-238.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-003-002-238.000`

Interior

Building Area	1,316 sqft Base Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	123 ft deep x 90 ft wide

Location & Zoning

Street Address	2827 SCOTT ST
City	SAINT JOSEPH
State	MO
Zip	64507-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HINCKLEY ADDITION LOT:4 BLK:LGL DESC:
Legal Subdivision	HINCKLEY ADDITION
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2031
Census Tract	1500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 5, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2021
Transfer Doc	003760/635
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816

Mortgage

Document Number	003785/904
Date	Apr 6, 2023
Book Page	3785/904
Instrument	2023002402

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Mar 24, 2035

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 8, 2021
Property Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816
Document Number	003768/402
Book / Page	3768 / 402
Instrument Date	Oct 8, 2021
Instrument	2021011101
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816

Mortgage

Document Number	2021011102
Date	Oct 8, 2021
Instrument	2021011102

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 5, 2021
Property Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816
Document Number	003760/635
Book / Page	3760 / 635
Instrument Date	Mar 31, 2021
Instrument	2021003284
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2827 SCOTT ST, SAINT JOSEPH, MO 64507-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,625.00	$22,690 (+6.23%) Land $3,500 Building $19,190	$119,440 (+6.23%) Land $18,430 Building $101,010
2024	$1,625.00 (+15.91%)
2023	$1,402.00 (-0.64%)	$21,360 (-) Land $3,500 Building $17,860	$112,430 (-) Land $18,430 Building $94,000
2022	$1,411.00	$21,360 Land $3,500 Building $17,860
2021			$112,430 Land $18,430 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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