2820 Scott St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2820 Scott St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,984 sqft · built 1962
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$231,600 (Aug 2021)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`06-5.0-15-003-002-243.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-003-002-243.000`

Interior

Building Area	1,984 sqft Base Area
1st Floor Area	1,984 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 78 ft wide

Location & Zoning

Street Address	2820 SCOTT ST
City	SAINT JOSEPH
State	MO
Zip	64507-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	15-57-35SWSUB: LOT: BLK:LGL DESC:BEG ON S/L OF 4 SC 255' E OF SW COR TH N 305' FOR POB THE 78' TH SLY 149' TH W 78' TH N 150' TO POB
Legal Range	35W
Legal Township	57N
Legal Section	15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2031
Census Tract	1500

Owner

Source: Buchanan County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 SCOTT ST, SAINT JOSEPH, MO 64507-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Apr 14, 2016
Deed Document Number	20218931
Deed Book / Page	3766 / 249
Prior Transfer Date	Apr 13, 2016
Prior Transfer Doc	2016003399
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 19, 2021
Property Address	2820 SCOTT ST, SAINT JOSEPH, MO 64507-1817
Document Number	3766/249
Book / Page	3766 / 249
Instrument Date	Aug 19, 2021
Instrument	2021008931
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 SCOTT ST, SAINT JOSEPH, MO 64507-1817

Mortgage

Document Number	2021008932
Date	Aug 19, 2021
Instrument	2021008932

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00	$28,740 (+6.88%) Land $3,710 Building $25,030	$151,260 (+6.9%) Land $19,500 Building $131,760
2024	$2,055.00 (+16.63%)
2023	$1,762.00 (-0.62%)	$26,890 (-) Land $3,710 Building $23,180	$141,500 (-) Land $19,500 Building $122,000
2022	$1,773.00	$26,890 Land $3,710 Building $23,180
2021			$141,500 Land $19,500 Building $122,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20