28231 Nancy Ln, Conroe, TX 77385 Property Records

Montgomery County property record for 28231 Nancy Ln, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,360 sqft · built 1994
Lot Size	0.217 acres (9,466 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-10-03200`

Property Details

APN / Parcel Number

Primary APN	`7640-10-03200`
Alternative APN	`R130231`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	1,224 sqft
2nd Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,466 sqft (0.217 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28231 NANCY LN
City	CONROE
State	TX
Zip	77385-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	S764010 - OAK RIDGE NORTH 10, BLOCK 2, LOT 12 LESS E
Legal Subdivision	OAK RIDGE NORTH 10
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	691802

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28231 NANCY LN, CONROE, TX 77385-9041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2015
Deed Sale	May 8, 2015
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	201542660
Prior Transfer Date	Jun 19, 2008
Prior Transfer Doc	0000063560
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28231 NANCY LN, CONROE, TX 77385-9041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096958
Date	Sep 2, 2020
Instrument	2020096958

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Oak Ridge North City
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,000 (-6.5%) Land $58,000 Building $247,000	$305,000 (-13.79%) Land $58,000 Building $247,000
2025	$4,877.00 (+2.89%) Homeowner's exemption	$326,216 (+1%) Land $58,000 Building $295,768	$353,768 (+11.43%) Land $58,000 Building $295,768
2024	$4,740.00 (-23.08%) Homeowner's exemption	$296,560 (+1%) Land $58,000 Building $259,474	$317,474 (-7.04%) Land $58,000 Building $259,474
2023	$6,162.00 Homeowner's exemption	$269,600 Land $58,000 Building $283,510	$341,510 Land $58,000 Building $283,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	9 (2016–2026)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Tropical Storm Imelda, Sep 2019 · 2 claims Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK RIDGE NORTH serves 3,585 people · EPA ID TX1700025
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20