Montgomery County property record for 28239 Nancy Ln, Conroe, TX 77385
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,638 sqft · built 1995 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,200 (Jun 2012) |
| Tax Bill | $5,139 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7640-10-03400 |
| Primary APN | 7640-10-03400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| Gross Area | 3,058 sqft |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 1,462 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 52 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28239 NANCY LN |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77385-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | OAK RIDGE NORTH 10, BLOCK 2, LOT 14 |
| Legal Subdivision | OAK RIDGE NORTH 10 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 691802 |
28239 Nancy Ln is owned and occupied by an individual who bought it in June 2012.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28239 NANCY LN, CONROE, TX 77385-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit A+ FEDERAL CREDIT UNION |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on File |
| Deed Sale | Jun 14, 2012 · Amount on File |
| Prior Sale | Jun 29, 2005 · Amount on File |
| Deed Document Number | 201255486 |
| Prior Transfer Date | Jun 5, 2012 |
| Prior Transfer Doc | 0000055486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 20, 2026 |
| Property Address | 28239 NANCY LN, CONROE, TX 77385-9041 |
| Document Number | 0000039006 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202639006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 28239 NANCY LN, CONROE, TX 77385-9041 |
| Document Number | 0000039006, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202639006 |
| Name | A+ FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 28239 NANCY LN, CONROE, TX 77385-9041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | HOAGLAND TITLE COMPANY, HOMELAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000039411 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021039411 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 28239 NANCY LN, CONROE, TX 77385-9041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000094569 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020094569 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 28239 Nancy Ln was $5,139 with a homeowner's exemption, down 0.5% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Municipality | Oak Ridge North City |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,000 (-4.44%) Land $58,000 Building $277,000 | $335,000 (-11.88%) Land $58,000 Building $277,000 | |
| 2025 | $5,139.00 (-0.5%) Homeowner's exemption | $350,561 (+1%) | $380,148 (+5.9%) Land $58,000 Building $322,148 |
| 2024 | $5,165.00 (+14.57%) Homeowner's exemption | $318,692 (+1%) Land $58,000 Building $300,975 | $358,975 (-4.79%) Land $58,000 Building $300,975 |
| 2023 | $4,508.00 Homeowner's exemption | $289,720 Land $58,000 Building $319,030 | $377,030 Land $58,000 Building $319,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28239 Nancy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 9 (2016–2026) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28239 Nancy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAK RIDGE NORTH serves 3,585 people · EPA ID TX1700025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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