28219 Nancy Ln, Conroe, TX 77385 Property Records

Montgomery County property record for 28219 Nancy Ln, Conroe, TX 77385

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,085 sqft · built 1995
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$150,500 (Jul 1995)
Tax Bill$4,303 (2025)
Deeds & MortgagesNov 2017 Second Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN7640-10-02900

Property Details

APN / Parcel Number

Primary APN7640-10-02900
Alternative APN
  • R130228

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area3,085 sqft Living Area
Gross Area3,505 sqft
1st Floor Area1,896 sqft
2nd Floor Area1,189 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28219 NANCY LN
CityCONROE
StateTX
Zip77385-9041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionOAK RIDGE NORTH 10, BLOCK 2, LOT 9
Legal SubdivisionOAK RIDGE NORTH 10
Legal Block2
Legal Lot Number9
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1002
Census Tract691802

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28219 NANCY LN, CONROE, TX 77385-9041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SMART FINANCIAL CU
Jul 31, 2018Vendor's Lien, Transfer · Line of Credit
LONE STAR AG CREDIT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 1995 · Amount on Record
Deed SaleJul 10, 1995 · Amount on Record
Prior SaleNov 30, 1994 · Amount on Record
Deed Document Number199536842
Last Transfer DateJul 17, 2018
Transfer Doc000747/153
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28219 NANCY LN, CONROE, TX 77385-9041
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103483
DateNov 15, 2017
Instrument2017103483
Lender
NameSMART FINANCIAL CU
TypeCredit Union
AddressHOUSTON, TX 77072
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2027

July 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRED RIVER TX
Recording DateJul 31, 2018
Property Address28219 NANCY LN, CONROE, TX 77385-9041
Document Number000747/153
Book / Page747 / 153
Instrument DateJul 17, 2018
Instrument64263
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 COUNTY ROAD 3121, 1012, CLARKSVILLE, TX 75426-6355

Transferred To (Grantee/Buyer)

NameVerified Name
Address28219 NANCY LN, CONROE, TX 77385-9041

Mortgage

Document Number0000064264
DateJul 31, 2018
Instrument64264
Lender
NameLONE STAR AG CREDIT
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 1, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
MunicipalityOak Ridge North City
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,493 (+1.55%) Land $58,000 Building $340,493$398,493 (-5.9%) Land $58,000 Building $340,493
2025$4,303.00 (-13.94%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$392,403 (-0.9%) Land $58,000 Building $365,483$423,483 (+6.95%) Land $58,000 Building $365,483
2024$5,000.00 (-1.13%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$395,974 (+22.1%) Land $58,000 Building $337,974$395,974 (-5.51%) Land $58,000 Building $337,974
2023$5,057.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$324,300 Land $58,000 Building $361,050$419,050 Land $58,000 Building $361,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Nearby Flood Policies76 in force
Nearby Flood Claims9 (2016–2026)
Claims Outside the SFHA9 of 9
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Tropical Storm Imelda, Sep 2019 · 2 claims
  • Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAK RIDGE NORTH
serves 3,585 people · EPA ID TX1700025
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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