Cabarrus County property record for 2823 Gilbraltar St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,314 sqft · built 2014 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jul 2017) |
| Tax Bill | $4,819 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0242.000000 |
| Primary APN | 03014E0242.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,314 sqft Living Area |
| Gross Area | 4,327 sqft |
| 1st Floor Area | 1,476 sqft |
| Upper Floors Area | 1,838 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 170 ft deep x 88 ft wide |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 116961 |
|---|---|
| Street Address | 2823 GILBRALTAR ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 242 WATERFORD ROCKY RIVER |
| Legal Subdivision | WATERFORD RIVERSIDE |
| Legal Lot Number | 242 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2823 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Mar 15, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2014 · Amount on Record |
| Deed Document Number | 201712585-0171 |
| Deed Book / Page | 12585 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2823 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0016141297 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 16141/297 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2823 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1483260 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 14832/60 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 17, 2017 |
| Property Address | 2823 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Document Number | 0012585171 |
| Book / Page | 12585 / 0171 |
| Map Reference | MB64 PG85-87 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 12585-0171 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1283 AMBER RIDGE RD NW, 1283, CONCORD, NC 28027-3560 |
| Name | Verified Name |
|---|---|
| Address | 2823 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Document Number | 0125850173 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 12585-0173 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2823 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Document Number | 1241792 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2823 GILBRALTAR ST DAVIDSON NC 280367078, DAVIDSON, NC 28036-7078 |
| Document Number | 1241792 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 012417/000092 |
| Instrument | 7556 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,780 (+58.09%) Land $114,000 Building $496,780 | ||
| 2024 | $610,780 (+58.09%) Land $114,000 Building $496,780 | ||
| 2023 | $4,819.00 | $386,360 Land $62,000 Building $324,360 | $386,360 Land $62,000 Building $324,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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