Cabarrus County property record for 2815 Gilbraltar St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,974 sqft · built 2014 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Jun 2014) |
| Tax Bill | $4,416 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0240.000000 |
| Primary APN | 03014E0240.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 4,018 sqft |
| 1st Floor Area | 1,313 sqft |
| Upper Floors Area | 1,661 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 188 ft deep x 62 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 316 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 95607 |
|---|---|
| Street Address | 2815 GILBRALTAR ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 240 WATERFORD ROCKY RIVER PH 3 MP 4 |
| Legal Subdivision | WATERFORD RIVERSIDE |
| Legal Lot Number | 240 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41301 |
2815 Gilbraltar St is owned and occupied by two individuals who bought it in June 2014.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2815 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 30, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on File |
| Deed Sale | Jun 27, 2014 · Amount on File |
| Deed Book / Page | 11014 / 282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2815 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1466723 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 14667/23 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2815 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Document Number | 1407228 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2815 GILBRALTAR ST DAVIDSON NC 280367078, DAVIDSON, NC 28036-7078 |
| Document Number | 1407228 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 014072/000028 |
| Instrument | 8663 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 19, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2815 GILBRALTAR ST, DAVIDSON, NC 28036-7078 |
| Document Number | 13085308 |
| Instrument Date | Jun 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | AMERICAN TITLE-TEAM 2 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2815 GILBRALTAR ST DAVIDSON NC 280367078, DAVIDSON, NC 28036-7078 |
| Document Number | 13085308 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 013085/000308 |
| Instrument | 16925 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,790 Land $114,000 Building $453,790 | ||
| 2024 | $567,790 (+76.14%) Land $114,000 Building $453,790 | ||
| 2023 | $4,416.00 | $322,360 Land $62,000 Building $260,360 | $322,360 Land $62,000 Building $260,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2815 Gilbraltar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2815 Gilbraltar St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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