Cabarrus County property record for 2820 Gilbraltar St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,898 sqft · built 2014 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Dec 2021) |
| Tax Bill | $4,275 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0244.000000 |
| Primary APN | 03014E0244.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,898 sqft Living Area |
| Gross Area | 3,917 sqft |
| 1st Floor Area | 1,263 sqft |
| Upper Floors Area | 1,635 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 237 ft deep x 107 ft wide |
| Garage Type | Mixed |
| Garage Area | 456 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 121 sqft |
| Patio Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 151802 |
|---|---|
| Street Address | 2820 GILBRALTAR ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 244 WATERFORD ON THE ROCKY RIVER |
| Legal Subdivision | WATERFORD RIVERSIDE |
| Legal Lot Number | 244 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41301 |
2820 Gilbraltar St is owned and occupied by two individuals who bought it in December 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 GILBRALTAR ST, DAVIDSON, NC 28036-7081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK |
| Dec 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Prior Sale | Jan 15, 2016 · Amount on File |
| Deed Document Number | 202152154 |
| Deed Book / Page | 15717 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2820 GILBRALTAR ST, DAVIDSON, NC 28036-7081 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0013936275 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 13936/0275 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 13, 2021 |
| Property Address | 2820 GILBRALTAR ST, DAVIDSON, NC 28036-7081 |
| Document Number | 0015717109 |
| Book / Page | 15717 / 109 |
| Instrument Date | Dec 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 573 WESTWOOD DR, 573, KANNAPOLIS, NC 28081-5851 |
| Name | Verified Name |
|---|---|
| Address | 2820 GILBRALTAR ST, DAVIDSON, NC 28036-7081 |
| Document Number | 0015717112 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 15717/112 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,930 Land $114,000 Building $399,930 | ||
| 2024 | $513,930 (+64.69%) Land $114,000 Building $399,930 | ||
| 2023 | $4,275.00 | $312,060 Land $62,000 Building $250,060 | $312,060 Land $62,000 Building $250,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Gilbraltar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Gilbraltar St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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