Harford County property record for 2823 Ady Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,760 sqft · built 1979 |
| Lot Size | 4.22 acres (183,823 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2017) |
| Tax Bill | $7,640 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-046443 |
| Primary APN | 03-046443 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,760 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 183,823 sqft (4.22 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 1,932 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 046443 |
|---|---|
| Street Address | 2823 ADY RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 4.227 AC 2823 ADY ROAD N OF HICKORY |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303101 |
Source: Harford County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2823 ADY RD, FOREST HILL, MD 21050-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Jun 21, 2017 | Grant Deed, Transfer · VA Mortgage EAST COAST CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on Record |
| Deed Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 201712395-0123 |
| Deed Book / Page | 12395 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2823 ADY RD, FOREST HILL, MD 21050-1803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2823 ADY RD, FOREST HILL, MD 21050-1803 |
| Document Number | 0153590486 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 15359/486 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 21, 2017 |
| Property Address | 2823 ADY RD, FOREST HILL, MD 21050-1803 |
| Document Number | 0123950123 |
| Book / Page | 012395 / 000123 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2823 ADY RD FOREST HILL MD 210501803, FOREST HILL, MD 21050-1803 |
| Document Number | 123950129 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 012395/000129 |
| Name | EAST COAST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,640.00 (+7.61%) | $695,567 (+14.5%) | $717,700 (+4.85%) Land $127,800 Building $589,900 |
| 2025 | $7,100.00 (+13.4%) | ||
| 2023 | $607,500 | $684,500 Land $127,800 Building $556,700 | |
| 2022 | $6,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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