2817 Ady Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2817 Ady Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,746 sqft · built 1972
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,000 (Jun 2025)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-047202`

Property Details

APN / Parcel Number

Primary APN	`03-047202`
Alternative APNs	`3047202` `047202`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,746 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	047202
Street Address	2817 ADY RD
City	FOREST HILL
State	MD
Zip	21050-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	2.409 AC 2817 ADY ROAD N OF HICKORY
Legal Subdivision	HARFORD SURVEY ASSOCIATES
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1002
Census Tract	303101

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2817 ADY RD, FOREST HILL, MD 21050-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 11, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 25, 2019	Grant Deed, Transfer BOAZ PROP LLC
Oct 22, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 14, 2016	Loan Modification, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2817 ADY RD, FOREST HILL, MD 21050-1803
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146400449
Date	Apr 6, 2021
Book Page	14640/449

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 11, 2020
Property Address	2817 ADY RD, FOREST HILL, MD 21050-1803
Document Number	0139070222
Book / Page	013907 / 000222
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	CARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2817 ADY RD FOREST HILL MD 210501803, FOREST HILL, MD 21050-1803

Mortgage

Document Number	139070230
Date	Jun 11, 2020
Book Page	013907/000230

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 25, 2019
Property Address	2817 ADY RD, FOREST HILL, MD 21050-1803
Document Number	0133610488
Book / Page	013361 / 000488
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 CASTLEBAR CT TIMONIUM MD 210931925, TIMONIUM, MD 21093-1925

Mortgage

Document Number	133610493
Date	Jul 25, 2019
Book Page	013361/000493

Lender

Name	BOAZ PROP LLC
Address	36576 INNISBROOK CIR, PURCELLVILLE, VA 20132-9011

Agreement

Amount	Amount Recorded

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 22, 2018
Property Address	2817 ADY RD, FOREST HILL, MD 21050-1803
Document Number	0130290063
Book / Page	013029 / 000063
Instrument Date	Jul 26, 2018
Transaction Type	Foreclosure
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$253.72
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2817 ADY RD, FOREST HILL, MD 21050-1803
Document Number	0124220469
Book / Page	012422 / 000469
Instrument Date	Oct 14, 2016
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 ADY RD FOREST HILL MD 210501803, FOREST HILL, MD 21050-1803

Mortgage

Document Number	0124220469
Date	Jul 10, 2017
Book Page	012422/000469

Lender

Name	M&T BK
Type	Bank
Address	BALTIMORE, MD 21230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jul 9, 2056

Interest

Rate Type	Fixed Rate
Rate	8.25%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,467 (+41.33%)	$515,800 (+36.71%) Land $118,700 Building $397,100
2025	$3,748.00 (+29.15%) Homeowner's exemption
2023		$299,633	$377,300 Land $118,700 Building $258,600
2022	$2,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

2817 Ady Rd, Forest Hill, MD 21050 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2016: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Ady Rd

Nearby Streets

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