Harford County property record for 2870 Ady Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,388 sqft · built 2006 |
| Lot Size | 7.86 acres (342,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,914 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-379833 |
| Primary APN | 03-379833 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,388 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 342,382 sqft (7.86 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 379833 |
|---|---|
| Street Address | 2870 ADY RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1 7.86 AC 2870 ADY ROAD LAWRENCE PROP PT 143/60 |
| Legal Subdivision | LAWRENCE PROP |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 303201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 588, FOREST HILL, MD 21050-0588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2870 ADY RD, FOREST HILL, MD 21050-1800 |
| Document Number | 0137100183 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | COURTSEY TITLE AND ESCROW CORPORATION, COURTESY TITLE & ESCROW CORP |
| Name | Verified Name |
|---|---|
| Address | 2870 ADY RD FOREST HILL MD 210501800, FOREST HILL, MD 21050-1800 |
| Document Number | 0137100183 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 013710/000183 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | Feb 24, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.46% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2870 ADY RD, FOREST HILL, MD 21050-1800 |
| Document Number | 0137100161 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | COURTSEY TITLE AND ESCROW CORPORATION, COURTESY TITLE & ESCROW CORP |
| Name | Verified Name |
|---|---|
| Address | 2870 ADY RD FOREST HILL MD 210501800, FOREST HILL, MD 21050-1800 |
| Document Number | 0137100161 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 013710/000161 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 852 Months |
| Due | Feb 24, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.46% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,914.00 (+6.08%) Homeowner's exemption | $537,133 (+2.51%) | $563,400 (+7.52%) Land $151,000 Building $412,400 |
| 2025 | $5,575.00 (+7.56%) Homeowner's exemption | $524,000 (+7.36%) Land $151,000 Building $373,000 | $524,000 (-) Land $151,000 Building $373,000 |
| 2023 | $488,067 | $524,000 Land $151,000 Building $373,000 | |
| 2022 | $5,183.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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