2822 Windemere Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2822 Windemere Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,877 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Oct 2012)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-25-010084-015-00`

Property Details

APN / Parcel Number

Primary APN	`19-05-25-010084-015-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,877 sqft Heated Area
Gross Area	5,043 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	289 ft deep x 150 ft wide
Garage Area	1,068 sqft

Exterior Amenities

Porch	Porch
Porch Area	393 sqft
Deck Area	260 sqft
Patio Area	705 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2822 WINDEMERE CT
City	MIDDLEBURG
State	FL
Zip	32068-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 OF NW1/4 S19T5R25 ASREC O R 3459 PG 33
Legal Range	25
Legal Township	05
Legal Section	19
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1012
Census Tract	31203

Owner

2822 Windemere Ct is owned and occupied by an individual who bought it in October 2012.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2822 WINDEMERE CT, MIDDLEBURG, FL 32068-5815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012 · Amount on File
Deed Sale	Oct 10, 2012 · Amount on File
Deed Document Number	2012055982
Deed Book / Page	3459 / 0033
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2822 WINDEMERE CT, MIDDLEBURG, FL 32068-5815
Document Number	0040421552
Book / Page	004042 / 001552
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 WINDEMERE CT MIDDLEBURG FL 320685815, MIDDLEBURG, FL 32068-5815

Mortgage

Document Number	0040421552
Date	Dec 28, 2017
Book Page	004042/001552
Instrument	65817

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2822 Windemere Ct was $4,315 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,315.00 Homeowner's exemption	$323,081	$619,204 Land $45,500 Building $573,704
2023	$4,352.00 (+5.86%) Homeowner's exemption	$304,834 (+3.03%)	$585,585 (+15.38%) Land $45,500 Building $540,085
2022	$4,111.00 Homeowner's exemption	$295,871	$507,528 Land $30,500 Building $477,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2822 Windemere Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2822 Windemere Ct is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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