2789 Windemere Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2789 Windemere Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,335 sqft · built 1991
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$88,300 (Sep 2018)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Sep 2018 Transfer Jan 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`19-05-25-010084-018-00`

Property Details

APN / Parcel Number

Primary APN	`19-05-25-010084-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,335 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	1,527 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	133,294 sqft (3.06 acres)
Lot Dimensions	674 ft deep x 198 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Finished/Open Porch
Porch Area	554 sqft
Patio Area	545 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2789 WINDEMERE CT
City	MIDDLEBURG
State	FL
Zip	32068-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 S19T5R25 N OF SR 218 AS REC OR 4048 PG 1455 & 4122 PG 2171
Legal Range	25E
Legal Township	05S
Legal Section	19
Legal Lot Number	6
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1011
Census Tract	31203

Owner

2789 Windemere Ct is owned and occupied by an individual who bought it in September 2018.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2789 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Jan 18, 2018 · Amount on File
Deed Document Number	201848111
Deed Book / Page	4122 / 2171
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0041222171
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Sep 12, 2018
Property Address	2789 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Document Number	0041222171
Book / Page	004122 / 002171
Instrument Date	Sep 7, 2018
Instrument	48142
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2789 WINDEMERE CT MIDDLEBURG FL 320685814, MIDDLEBURG, FL 32068-5814

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 18, 2018
Property Address	2789 WINDEMERE CT, MIDDLEBURG, FL 32068-5814
Document Number	0040481455
Book / Page	4048 / 1455
Instrument Date	Jan 12, 2018
Instrument	2018003058
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10945 N GILA RD, 10945, TUCSON, AZ 85742-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 WINDEMERE CT, MIDDLEBURG, FL 32068-5814

Mortgage

Document Number	2018003059
Date	Jan 18, 2018
Instrument	2018003059

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2789 Windemere Ct was $2,267 with exemptions applied, down 1.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,267.00 (-1.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$198,821	$412,002 Land $76,500 Building $335,502
2024	$2,306.00 (-10.38%)
2023	$2,573.00 (+8.06%) Homeowner's exemption	$187,591 (+3%)	$394,757 (+17.09%) Land $76,500 Building $318,257
2022	$2,381.00 Homeowner's exemption	$182,128	$337,131 Land $55,080 Building $282,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2789 Windemere Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2789 Windemere Ct is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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