2804 Windemere Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2804 Windemere Ct, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 1995
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Dec 2009)
Tax Bill$2,127 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-05-25-010084-010-00

Property Details

APN / Parcel Number

Primary APN19-05-25-010084-010-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,652 sqft Living Area
Gross Area2,218 sqft
1st Floor Area1,284 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area50,965 sqft (1.17 acres)
Lot Dimensions341 ft deep x 150 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area252 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2804 WINDEMERE CT
CityMIDDLEBURG
StateFL
Zip32068-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF W1/2 N OF HWY 218 AS REC OR 2762 PG 1182 & 3162 PG 2137
Legal Range25E
Legal Township05S
Legal Section19
JurisdictionCLAY FL
Township / Civil DivisionPENNEY FARMS
Census Block Group1
Census Block1012
Census Tract31203

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2804 WINDEMERE CT, MIDDLEBURG, FL 32068-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2009 · Amount on Record
Deed SaleDec 1, 2009 · Amount on Record
Prior SaleJul 21, 2006 · Amount on Record
Deed Document Number200959668
Deed Book / Page3162 / 2137
Prior Transfer DateNov 24, 2009
Prior Transfer Doc0031622137
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2804 WINDEMERE CT, MIDDLEBURG, FL 32068-5815
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 WINDEMERE CT, MIDDLEBURG, FL 32068-5815

Mortgage

Document Number0044971106
DateAug 18, 2021
Book Page4497/1106
Instrument2021051624
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,127.00 (+4.99%) Homeowner's exemption$179,660 (+5.99%)$357,758 (+3.41%) Land $52,650 Building $305,108
2024$2,026.00 (-11.84%)
2023$2,298.00 (+8.7%) Homeowner's exemption$169,512 (+3%)$345,976 (+20.25%) Land $52,650 Building $293,326
2022$2,114.00 Homeowner's exemption$164,575$287,714 Land $35,100 Building $252,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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