2822 W Saratoga, Ozark, MO 65721 Property Records

Christian County property record for 2822 W Saratoga, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,566 sqft · built 1999
Lot Size	0.163 acres (7,128 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.5-16-2-2-66`

Property Details

APN / Parcel Number

Primary APN	`11-0.5-16-2-2-66`
Alternative APN	`11-0.5-16-002-002-066.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	2,566 sqft Adjusted Area
1st Floor Area	1,392 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	7,128 sqft (0.163 acres)
Lot Dimensions	107 ft deep x 66.4 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2822 W SARATOGA
City	OZARK
State	MO
Zip	65721-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 KALI SPRINGS PHASE 2
Legal Range	21
Legal Township	27
Legal Section	16
Legal Subdivision	KALI SPRINGS
Legal Phase	2
Legal Lot Number	29
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1013
Census Tract	20308

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2822 W SARATOGA, OZARK, MO 65721-8400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SPRINGFIELD FIRST COMMUNITY BANK
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021
Deed Sale	Feb 17, 2021
Deed Document Number	2021002855
Deed Book / Page	2021 / 002855
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 17, 2021
Property Address	2822 W SARATOGA, OZARK, MO 65721-8400
Document Number	0202102855
Book / Page	2021 / 2855
Instrument Date	Feb 12, 2021
Instrument	2021L02878
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 W SARATOGA, OZARK, MO 65721-8400

Mortgage

Document Number	2021L02879
Date	Feb 17, 2021
Instrument	2021L02879

Lender

Name	SPRINGFIELD FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2822 W SARATOGA, OZARK, MO 65721-8400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201711447
Date	Sep 5, 2017
Book Page	2017/11447
Instrument	2017L11571

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$37,490 (+9.91%)	$197,300 (+9.92%) Land $30,000 Building $167,300
2023	$34,110	$179,500 Land $30,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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