2816 W Saratoga, Ozark, MO 65721 Property Records

Christian County property record for 2816 W Saratoga, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,784 sqft · built 2000
Lot Size	0.199 acres (8,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Jun 2012)
Tax Bill	$2,462 (2024)
Deeds & Mortgages	Mar 2025 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.5-16-2-2-64`

Property Details

APN / Parcel Number

Primary APN	`11-0.5-16-2-2-64`
Alternative APN	`11-0.5-16-002-002-064.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	140 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2816 W SARATOGA
City	OZARK
State	MO
Zip	65721-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 KALI SPRINGS PH 2
Legal Range	21W
Legal Township	27N
Legal Section	16
Legal Subdivision	KALI SPRINGS PH 2
Legal Phase	2
Legal Lot Number	31
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1013
Census Tract	20308

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2816 W SARATOGA, OZARK, MO 65721-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Beneficiary Deed, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 28, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012 · Amount on Record
Deed Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	20128159
Deed Book / Page	2012 / 8109
Last Transfer Date	Mar 7, 2025
Transfer Doc	0000002321
Record Updated	Sep 20, 2026

March 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 7, 2025
Property Address	2816 W SARATOGA, OZARK, MO 65721-8400
Document Number	0202502290
Book / Page	2025 / 2290
Instrument Date	Mar 7, 2025
Instrument	2025L02320
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2816 W SARAROGA, OZARK, MO 65721-8400

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2816 W SARATOGA, OZARK, MO 65721-8400
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107251
Date	Apr 19, 2021
Book Page	2021/7251
Instrument	2021L07302

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 28, 2021
Property Address	2816 W SARATOGA, OZARK, MO 65721-8400
Document Number	0202117736
Book / Page	2021 / 17736
Instrument Date	Sep 28, 2021
Instrument	2021L17892
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2816 W SARATOGA, OZARK, AA

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,320 (+10.14%)	$228,000 (+10.14%) Land $30,000 Building $198,000
2024	$2,462.00
2023		$39,330 (+5.08%)	$207,000 (+5.08%) Land $30,000 Building $177,000
2022		$37,430
2021			$197,000 Land $20,000 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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