2907 W Saratoga, Ozark, MO 65721 Property Records

Christian County property record for 2907 W Saratoga, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,780 sqft · built 2000
Lot Size	0.283 acres (12,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,800 (Oct 2021)
Tax Bill	$2,541 (2024)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.5-16-2-2-58`

Property Details

APN / Parcel Number

Primary APN	`11-0.5-16-2-2-58`
Alternative APN	`11-0.5-16-002-002-058.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	12,320 sqft (0.283 acres)
Lot Dimensions	144 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2907 W SARATOGA
City	OZARK
State	MO
Zip	65721-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 KALI SPRINGS PH 2
Legal Range	21W
Legal Township	27N
Legal Section	16
Legal Subdivision	KALI SPRINGS PH 2
Legal Phase	2
Legal Lot Number	37
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1013
Census Tract	20308

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2907 W SARATOGA, OZARK, MO 65721-8476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS
Apr 17, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	202118239
Deed Book / Page	2021 / 18079
Prior Transfer Date	Nov 16, 2011
Prior Transfer Doc	0201112433
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 4, 2021
Property Address	2907 W SARATOGA, OZARK, MO 65721-8476
Document Number	0202118079
Book / Page	2021 / 18079
Instrument Date	Sep 30, 2021
Instrument	2021L18239
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 W SARATOGA, OZARK, MO 65721-8476

Mortgage

Document Number	2021L18240
Date	Oct 4, 2021
Instrument	2021L18240

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2907 W SARATOGA, OZARK, MO 65721-8476
Document Number	0202007724
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	TITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2907 W SARATOGA OZARK MO 657218476, OZARK, MO 65721-8476

Mortgage

Document Number	0202007724
Date	Jun 1, 2020
Book Page	002020/007724
Instrument	7797

Lender

Name	BROKER SOLUTIONS
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 17, 2019
Property Address	2907 W SARATOGA, OZARK, MO 65721-8476
Document Number	0201904250
Book / Page	2019 / 04250
Instrument Date	Apr 17, 2019
Instrument	2019L04300
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 W SARATOGA, OZARK, MO 65721-8476

Mortgage

Document Number	2019L04301
Date	Apr 17, 2019
Instrument	2019L04301

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 16, 2018
Property Address	2907 W SARATOGA, OZARK, MO 65721-8476
Document Number	0201800546
Book / Page	2018 / 00546
Instrument Date	Jan 12, 2018
Instrument	2018L00555
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 W SARATOSA, OZARK, MO 65721-8476

Mortgage

Document Number	2018L00556
Date	Jan 16, 2018
Instrument	2018L00556

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,130 (+11.16%)	$237,500 (+11.14%) Land $30,000 Building $207,500
2024	$2,541.00
2023		$40,600	$213,700 Land $30,000 Building $183,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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