2819 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2819 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2014)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0157-0001-0210`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0157-0001-0210`
Alternative APN	`263119015700010210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	290 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2819 SHELBURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 21
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 1
Legal Phase	1
Legal Tract	157
Legal Block	210
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43304

Owner

2819 Shelburne Way is owned and occupied by two individuals who bought it in November 2014.

Source: Osceola County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2819 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 17, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 9, 2016	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2014 · Amount on File
Deed Sale	Nov 12, 2014 · Amount on File
Prior Sale	Mar 18, 2014 · Amount on File
Deed Document Number	2014167375
Deed Book / Page	4694 / 1453
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2026
Property Address	2819 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0000099817
Book / Page	7012 / 1103
Instrument Date	Jul 6, 2026
Instrument	202699817
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number	0000099817,
Date	Jul 30, 2026
Book Page	7012/1103
Instrument	202699817

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2819 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number	0066020797
Date	May 17, 2024
Book Page	6602/797
Instrument	2024065364

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Nov 1, 2046

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2819 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0050832697
Book / Page	005083 / 002697
Instrument Date	Nov 9, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2819 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number	0050832697
Date	Jan 11, 2017
Book Page	005083/002697
Instrument	5555

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2819 Shelburne Way was $7,332 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,332.00 Homeowner's exemption	$224,836	$316,100 Land $70,000 Building $246,100
2023	$6,921.00 (+1.75%) Homeowner's exemption	$212,136 (+3%)	$317,800 (+15.73%) Land $60,000 Building $257,800
2022	$6,802.00 Homeowner's exemption	$205,958	$274,600 Land $55,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2819 Shelburne Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2819 Shelburne Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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