El Dorado County property record for 2821 Paymaster Trl, Cool, CA 95614 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,385 sqft · built 1987 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Sep 2021) |
| Tax Bill | $6,370 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-352-014-000 |
| Primary APN | 072-352-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,385 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Construction Type | Wood |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 2,385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Old Parcel Number | 0723521410 |
|---|---|
| Street Address | 2821 PAYMASTER TRL |
| City | COOL |
| State | CA |
| Zip | 95614-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 35/145/1920A AUBURN LK TRLS 7 |
| Legal Subdivision | AUBURN LK TRLS 7 |
| Legal Lot Number | 1919 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 072-352-014-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2821 PAYMASTER TRL, COOL, CA 95614-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Sep 20, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2013 · Amount on Record |
| Deed Document Number | 2021-0059892 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2821 PAYMASTER TRL, COOL, CA 95614-2106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2821 PAYMASTER TRL, COOL, CA 95614-2106 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009712 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0009712 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2821 PAYMASTER TRL, COOL, CA 95614-2106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | STEWART TITLE PLACER |
| Name | Verified Name |
|---|
| Document Number | 0000033521 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 2017-0033521 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 20, 2021 |
| Property Address | 2821 PAYMASTER TRL, COOL, CA 95614-2106 |
| Document Number | 0000059892 |
| Map Reference | MB 35 PG 145 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-0059892 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2821 PAYMASTER TRL, COOL, CA 95614-2106 |
| Document Number | 0000059893 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0059893 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,370.00 (+7.77%) | $583,663 (+4.04%) Land $106,120 Building $477,543 |
| 2023 | $5,911.00 (+1.51%) | $561,000 Land $102,000 Building $459,000 |
| 2022 | $5,823.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | About 1 in 116 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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