2851 Paymaster Trl, Cool, CA 95614 Property Records

El Dorado County property record for 2851 Paymaster Trl, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 2003
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2016)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-352-017-000`

Property Details

APN / Parcel Number

Primary APN	`072-352-017-000`
Alternative APN	`0723521710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,347 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Old Parcel Number	0723521710
Street Address	2851 PAYMASTER TRL
City	COOL
State	CA
Zip	95614-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 37/119/1923A AUBURN LK TRLS 7
Legal Subdivision	AUBURN LK TRLS 7
Legal Lot Number	1921
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3007
Census Tract	30601

Owner

Source: El Dorado County records · APN 072-352-017-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2851 PAYMASTER TRL, COOL, CA 95614-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2016 · Amount on Record
Deed Sale	Jun 06, 2016 · Amount on Record
Prior Sale	Jan 02, 2013 · Amount on Record
Deed Document Number	2016-0024502
Record Updated	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2851 PAYMASTER TRL, COOL, CA 95614-2106
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 PAYMASTER TRL, COOL, CA 95614-2106

Mortgage

Document Number	0000070135
Date	Nov 10, 2021
Instrument	2021-0070135

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,710.00 (+7.75%) Homeowner's exemption	$343,293 (+4.04%) Land $94,699 Building $248,594
2023	$3,443.00 (-2.55%) Homeowner's exemption	$329,965 Land $91,023 Building $238,942
2022	$3,533.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 32 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.