El Dorado County property record for 2780 Paymaster Trl, Cool, CA 95614 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,479 sqft · built 1977 |
| Lot Size | 0.579 acres (25,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Aug 2021) |
| Tax Bill | $6,484 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-361-017-000 |
| Primary APN | 072-361-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,479 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Wood |
| Lot Area | 25,264 sqft (0.579 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,479 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Old Parcel Number | 0723611710 |
|---|---|
| Street Address | 2780 PAYMASTER TRL |
| City | COOL |
| State | CA |
| Zip | 95614-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1833 AUBURN LK TRLS 7 |
| Legal Subdivision | AUBURN LK TRLS 7 |
| Legal Lot Number | 1833 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 072-361-017-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 01, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2021 · Amount on Record |
| Deed Sale | Aug 09, 2021 · Amount on Record |
| Prior Sale | Jan 11, 2019 · Amount on Record |
| Deed Document Number | 2021-0051667 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 09, 2021 |
| Property Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Document Number | 0000051667 |
| Map Reference | MB E PG 66 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 2021-0051667 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Document Number | 0000051668 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 2021-0051668 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Document Number | 0000053651 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-0053651 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE PLACER |
| Name | Verified Name |
|---|
| Document Number | 0000041421 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 2019-0041421 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 11, 2019 |
| Property Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Document Number | 0000001073 |
| Map Reference | MB E PG 66 |
| Instrument Date | Jan 09, 2019 |
| Instrument | 2019-0001073 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2780 PAYMASTER TRL, COOL, CA 95614-2109 |
| Document Number | 0000001074 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2019-0001074 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,484.00 (+7.76%) | $594,275 (+4.04%) Land $68,978 Building $525,297 |
| 2023 | $6,017.00 (+1.52%) | $571,200 Land $66,300 Building $504,900 |
| 2022 | $5,927.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | About 1 in 152 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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