2809 E 40th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2809 E 40th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1960
Lot Size	0.177 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Apr 2021)
Tax Bill	$4,422 (2024)
Deeds & Mortgages	Apr 2021 Second Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-326-008`

Property Details

APN / Parcel Number

Primary APN	`7923-28-326-008`
Alternative APN	`060/07928-055-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	672 sqft
Upper Floors Area	700 sqft
Basement Area	672 sqft
Finished Basement	336 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,750 sqft (0.177 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2809 E 40TH CT
City	DES MOINES
State	IA
Zip	50317-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 SHERIDAN PARK PLAT 3
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 3
Legal Lot Number	56
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2809 E 40TH CT, DES MOINES, IA 50317-5541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD FINANCE CORP
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	2021-00044294
Deed Book / Page	18501 / 943
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2809 E 40TH CT, DES MOINES, IA 50317-5541
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044299
Date	Apr 29, 2021
Book Page	18501/971
Instrument	2021-00044299

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2809 E 40TH CT, DES MOINES, IA 50317-5541
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 E 40TH CT, DES MOINES, IA 50317-5541

Mortgage

Document Number	0000044298
Date	Apr 29, 2021
Book Page	18501/962
Instrument	2021-00044298

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 29, 2021
Property Address	2809 E 40TH CT, DES MOINES, IA 50317-5541
Document Number	0000044294
Book / Page	18501 / 943
Instrument Date	Apr 27, 2021
Instrument	2021-00044294
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 E 40TH CT, DES MOINES, IA 50317-5541

Mortgage

Document Number	0000044296
Date	Apr 29, 2021
Instrument	2021-00044296

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000044297
Date	Apr 29, 2021
Book Page	18501/957
Instrument	2021-00044297

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,400 (+12.97%) Land $40,900 Building $219,500	$260,400 (+12.97%) Land $40,900 Building $219,500
2024	$4,422.00 (+3.75%)
2023		$230,500 Land $35,700 Building $194,800	$230,500 Land $35,700 Building $194,800
2020	$4,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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