2821 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2821 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 969 sqft · built 1962
Lot Size	0.186 acres (8,125 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,164 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-301-007`

Property Details

APN / Parcel Number

Primary APN	`7923-28-301-007`
Alternative APN	`060/07928-253-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	969 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	969 sqft
Basement Area	475 sqft
Finished Basement	266 sqft

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,125 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	162 sqft
Patio Area	264 sqft
Canopy	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2821 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 SHERIDAN PARK PLAT 6
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 6
Legal Lot Number	16
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 E 38TH ST, DES MOINES, IA 50317-3351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2004
Deed Sale	Jan 13, 2004
Deed Document Number	2004-00086075
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2821 E 38TH ST, DES MOINES, IA 50317-3351
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 E 38TH ST, DES MOINES, IA 50317-3351

Mortgage

Document Number	0000008582
Date	Feb 27, 2023
Book Page	19403/163
Instrument	2023-00008582

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2821 E 38TH ST, DES MOINES, IA 50317-3351
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 E 38TH ST, DES MOINES, IA 50317-3351

Mortgage

Document Number	0000135503
Date	Dec 30, 2021
Book Page	18931/260
Instrument	2021-00135503

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 10, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,200 (+12.68%) Land $41,300 Building $203,900	$245,200 (+12.68%) Land $41,300 Building $203,900
2024	$4,164.00 (+5.58%)
2023		$217,600 Land $36,100 Building $181,500	$217,600 Land $36,100 Building $181,500
2020	$3,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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