Polk County property record for 2824 E 38th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 975 sqft · built 1962 |
| Lot Size | 0.129 acres (5,650 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $2,956 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-29-430-032 |
| Primary APN | 7923-29-430-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,650 sqft (0.129 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 119 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2824 E 38TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX E 13F- LOT 469 FOUR MILE |
| Legal Range | 23W |
| Legal Township | 79N |
| Legal Section | 28 |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 469 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 103 |
The current owner of 2824 E 38th St acquired it in March 2009.
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2824 E 38TH ST, DES MOINES, IA 50317-3352 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Aug 12, 2003 · Amount on File |
| Last Transfer Date | Mar 16, 2009 |
| Transfer Doc | 0000059733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2824 E 38TH ST, DES MOINES, IA 50317-3352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2824 E 38TH ST, DES MOINES, IA 50317-3352 |
| Document Number | 0000015552 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 19759/351 |
| Instrument | 2024-00015552 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2824 E 38TH ST, DES MOINES, IA 50317-3352 |
| Document Number | 0000060730 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2824 E 38TH ST DES MOINES IA 503173352, DES MOINES, IA 50317-3352 |
| Document Number | 0000060730 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 017241/000247 |
| Instrument | 60730 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2049 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,100 Land $26,800 Building $152,300 | $179,100 Land $26,800 Building $152,300 | |
| 2024 | $2,956.00 | ||
| 2023 | $157,500 Land $23,300 Building $134,200 | $157,500 Land $23,300 Building $134,200 | |
| 2020 | $2,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2824 E 38th St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 55 (1982–2026) |
| Claims Outside the SFHA | 35 of 55 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2824 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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