2809 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2809 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1962
Lot Size	0.186 acres (8,125 sqft)
Owner	2 Owner Names on Record
Last Sale	$120,000 (Jul 2005)
Tax Bill	$3,484 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7923-28-301-009`

Property Details

APN / Parcel Number

Primary APN	`7923-28-301-009`
Alternative APN	`060/07928-251-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,026 sqft Living Area
Gross Area	1,220 sqft
1st Floor Area	1,026 sqft
Basement Area	494 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,125 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2809 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SHERIDAN PARK PLAT 6
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 6
Legal Lot Number	14
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2809 E 38TH ST, DES MOINES, IA 50317-3351
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY CU
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2005 · Amount on Record
Deed Sale	Jul 5, 2005 · Amount on Record
Prior Sale	Sep 26, 1997 · Amount on Record
Deed Document Number	2006-00000791
Deed Book / Page	11148 / 0850
Record Updated	Jun 7, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2809 E 38TH ST, DES MOINES, IA 50317-3351
Document Number	0000027654
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2809 E 38TH ST DES MOINES IA 503173351, DES MOINES, IA 50317-3351

Mortgage

Document Number	0000027654
Date	Oct 4, 2018
Book Page	017101/000052
Instrument	27654

Lender

Name	AFFINITY CU
Address	DES MOINES, IA 50313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2809 E 38TH ST, DES MOINES, IA 50317-3351
Document Number	0000072945
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 38TH ST DES MOINES IA 503123117, DES MOINES, IA 50312-3117

Mortgage

Document Number	0000072945
Date	Mar 23, 2018
Book Page	016857/000967
Instrument	72945

Lender

Name	FIRST ST BK/ST LOUIS
Type	Bank
Address	LYNNVILLE, IA 50153

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,600 (+12.95%) Land $41,300 Building $166,300	$207,600 (+12.95%) Land $41,300 Building $166,300
2024	$3,484.00 (+4%)
2023		$183,800 Land $36,100 Building $147,700	$183,800 Land $36,100 Building $147,700
2020	$3,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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