28207 Rose Clover Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28207 Rose Clover Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,630 sqft · built 2015
Lot Size	0.24 acres (10,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,300 (Mar 2016)
Tax Bill	$15,665 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3285-01-01000`

Property Details

APN / Parcel Number

Primary APN	`3285-01-01000`
Alternative APN	`R444800`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,630 sqft Living Area
Gross Area	5,190 sqft
1st Floor Area	2,976 sqft
2nd Floor Area	1,654 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,468 sqft (0.24 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	565 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28207 ROSE CLOVER LN
City	SPRING
State	TX
Zip	77386-4280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S328501 - CANYON LAKES AT SPRING TRAILS 01 PARTIAL REPLAT NO 1 AND EXTENSION, BLOCK 1, LOT 10
Legal Subdivision	CANYON LAKES AT SPRING TRAILS 01 PARTIAL
Legal Block	1
Legal Lot Number	10
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2036
Census Tract	692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28207 ROSE CLOVER LN, SPRING, TX 77386-4280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2016 · Amount on Record
Deed Sale	Mar 16, 2016 · Amount on Record
Prior Sale	Aug 5, 2014
Deed Document Number	201622267
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000022267
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28207 ROSE CLOVER LN, SPRING, TX 77386-4280
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071777
Date	May 26, 2021
Instrument	2021071777

Lender

Name	C & T MORTGAGE INC
Type	Mortgage Company
Address	CYPRESS, TX 77433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,139 (-9.2%) Land $43,148 Building $676,991	$720,139 (-11.85%) Land $43,148 Building $676,991
2025	$15,665.00 (+4.96%) Homeowner's exemption	$793,100 (+1%) Land $43,148 Building $773,806	$816,954 (+13.31%) Land $43,148 Building $773,806
2024	$14,925.00 (+67.32%) Homeowner's exemption	$721,000 (+7.58%) Land $43,148 Building $677,852	$721,000 (-11.07%) Land $43,148 Building $677,852
2023	$8,920.00 Homeowner's exemption	$670,190 Land $43,150 Building $767,610	$810,760 Land $43,150 Building $767,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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