28203 Rose Clover Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28203 Rose Clover Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details4 ba · 5,024 sqft · built 2015
Lot Size0.273 acres (11,891 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Jun 2016)
Tax Bill$15,926 (2025)
Deeds & MortgagesMar 2018 Construction Loan
Flood ZoneZone X (moderate risk)
APN3285-01-00900

Property Details

APN / Parcel Number

Primary APN3285-01-00900
Alternative APN
  • R444799

Interior

Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area5,024 sqft Living Area
Gross Area5,717 sqft
1st Floor Area3,236 sqft
2nd Floor Area1,788 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,891 sqft (0.273 acres)
View / LotPrimary
Garage TypeAttached
Garage Area693 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area548 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28203 ROSE CLOVER LN
CitySPRING
StateTX
Zip77386-4280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS328501 - CANYON LAKES AT SPRING TRAILS 01 PARTIAL REPLAT NO 1 AND EXTENSION, BLOCK 1, LOT 9
Legal SubdivisionCANYON LAKES AT SPRING TRAILS 01 PARTIAL
Legal Block1
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2036
Census Tract692009

Owner

28203 Rose Clover Ln is owned and occupied by two individuals who bought it in June 2016.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address28203 ROSE CLOVER LN, SPRING, TX 77386-4280
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2016 · Amount on File
Deed SaleJun 21, 2016 · Amount on File
Prior SaleAug 5, 2014
Deed Document Number201653762
Prior Transfer DateJun 20, 2016
Prior Transfer Doc0000053762
Record UpdatedOct 29, 2026

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONTGOMERY TX
Recording DateMar 20, 2018
Property Address28203 ROSE CLOVER LN, SPRING, TX 77386-4280
Instrument DateMar 14, 2018
Instrument24217
Transaction TypeConstruction Loan
Record UpdatedApr 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28203 ROSE CLOVER LN SPRING TX 773864280, SPRING, TX 77386-4280

Mortgage

Document Number0000024217
DateMar 20, 2018
Instrument24217
Lender
NamePIONEER BK SSB
TypeFederal Savings Bank
AddressAUSTIN, TX 78705
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28203 Rose Clover Ln was $15,926 with a homeowner's exemption, up 5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$720,457 (-10.53%) Land $43,846 Building $676,611$720,457 (-12.38%) Land $43,846 Building $676,611
2025$15,926.00 (+5%) Homeowner's exemption$805,255 (+1%) Land $43,846 Building $778,388$822,234 (+10.38%) Land $43,846 Building $778,388
2024$15,168.00 (+71.37%) Homeowner's exemption$732,050 (+1%) Land $43,846 Building $701,038$744,884 (-10.99%) Land $43,846 Building $701,038
2023$8,851.00 Homeowner's exemption$665,500 Land $43,840 Building $793,020$836,860 Land $43,840 Building $793,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28203 Rose Clover Ln in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 271 policies
Nearby Flood Policies271 in force
Nearby Flood Claims7 (2017–2019)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28203 Rose Clover Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Rose Clover Ln

Nearby Streets

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