28202 Rose Clover Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28202 Rose Clover Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,574 sqft · built 2015
Lot Size	0.269 acres (11,714 sqft)
Owner	2 Trust Names on File
Last Sale	$515,600 (Mar 2016)
Tax Bill	$14,913 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`3285-01-01400`

Property Details

APN / Parcel Number

Primary APN	`3285-01-01400`
Alternative APN	`R444804`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,574 sqft Living Area
Gross Area	5,234 sqft
1st Floor Area	2,671 sqft
2nd Floor Area	1,903 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,714 sqft (0.269 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	350 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28202 ROSE CLOVER LN
City	SPRING
State	TX
Zip	77386-4279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S328501 - CANYON LAKES AT SPRING TRAILS 01 PARTIAL REPLAT NO 1 AND EXTENSION, BLOCK 1, LOT 14
Legal Subdivision	CANYON LAKES AT SPRING TRAILS 01 PARTIAL
Legal Block	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2036
Census Tract	692009

Owner

28202 Rose Clover Ln is owner-occupied and held in a trust since May 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28202 ROSE CLOVER LN, SPRING, TX 77386-4279
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
May 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2016 · Amount on File
Deed Sale	Mar 8, 2016 · Amount on File
Prior Sale	Mar 8, 2016
Deed Document Number	201619620
Last Transfer Date	May 27, 2020
Transfer Doc	0000050678
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 7, 2026
Property Address	28202 ROSE CLOVER LN, SPRING, TX 77386-4279
Document Number	0000084673
Instrument Date	Aug 7, 2026
Instrument	202684673
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28202 ROSE CLOVER LN, SPRING, TX 77386-4279

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28202 ROSE CLOVER LN, SPRING, TX 77386-4279
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155976
Date	Nov 9, 2021
Instrument	2021155976

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28202 ROSE CLOVER LN, SPRING, TX 77386-4279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064284
Date	Jun 29, 2020
Instrument	2020064284

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 28, 2020
Property Address	28202 ROSE CLOVER LN, SPRING, TX 77386-4279
Document Number	0000050678
Instrument Date	May 27, 2020
Instrument	50678
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28202 ROSE CLOVER LN SPRING TX 773864279, SPRING, TX 77386-4279

Tax Assessment & Valuation

The 2025 property tax bill for 28202 Rose Clover Ln was $14,913, up 4.9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,613 (-12.85%) Land $43,759 Building $616,854	$660,613 (-15.09%) Land $43,759 Building $616,854
2025	$14,913.00 (+4.86%) Homeowner's exemption	$758,005 (+1%)	$778,000 (+10.2%) Land $43,759 Building $734,241
2024	$14,222.00 (+71.87%) Homeowner's exemption	$689,095 (+1%) Land $43,759 Building $662,241	$706,000 (-8.21%) Land $43,759 Building $662,241
2023	$8,275.00 Homeowner's exemption	$626,450 Land $43,760 Building $725,360	$769,120 Land $43,760 Building $725,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28202 Rose Clover Ln in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28202 Rose Clover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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