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2820 Windsong Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2820 Windsong Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,993 sqft · built 1985
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$193,000 (Nov 2014)
Tax Bill$4,024 (2025)
Deeds & MortgagesJan 2026 Transfer
Flood ZoneZone X (minimal risk)
APN97959

Property Details

APN / Parcel Number

Primary APN97959
Alternative APN
  • 202631533800010170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,993 sqft Heated Area
Gross Area3,058 sqft
1st Floor Area1,554 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeFinished
Garage Area1,200 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area36 sqft
PorchPorch
Porch Area727 sqft
Deck Area516 sqft
FenceFence
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number97959
Street Address2820 WINDSONG LN
CitySAINT CLOUD
StateFL
Zip34772-7544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOA1A
Legal DescriptionTYMBER COVE SUB PB 2 PG 106 & 107 LOT 17
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionTYMBER COVE
Legal Tract5338
Legal Block1
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43301

Owner

Source: Osceola County records, as of February 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Prior SaleNov 24, 2014 · Amount on Record
Deed Document Number0046990364
Deed Book / Page4699 / 0364
Last Transfer DateJan 29, 2026
Transfer Doc0069150515
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 29, 2026
Property Address2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544
Document Number0069150515
Book / Page6915 / 515
Map ReferenceMB 2 PG 106&107
Instrument DateJan 27, 2026
Instrument2026012986
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,024.00 (+7.34%) Homeowner's exemption$279,902 (+5.99%)$305,200 (+6.38%) Land $60,000 Building $245,200
2023$3,749.00 (+4.2%) Homeowner's exemption$264,092 (+3%)$286,900 (+11.9%) Land $48,000 Building $238,900
2022$3,598.00 Homeowner's exemption$256,400 Land $48,000 Building $208,400$256,400 Land $48,000 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

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