2840 Windsong Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2840 Windsong Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Mar 2019)
Tax Bill	$4,730 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97957`

Property Details

APN / Parcel Number

Primary APN	`97957`
Alternative APN	`202631533800010150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Heated Area
Gross Area	3,037 sqft
1st Floor Area	1,400 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	325 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Enclosed Porch
Porch Area	944 sqft
Patio Area	575 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	97957
Street Address	2840 WINDSONG LN
City	SAINT CLOUD
State	FL
Zip	34772-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	TYMBER COVE SUB PB 2 PG 106 & 107 LOT 15
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	TYMBER COVE
Legal Tract	5338
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1042
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3031, HAINES CITY, FL 33845-3031
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Jul 3, 2017	Warranty Deed, Transfer GIANNELL TITLE LLC
Jun 26, 2017	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	2019028473
Deed Book / Page	5487 / 0218
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2019
Property Address	2840 WINDSONG LN, SAINT CLOUD, FL 34772-7544
Document Number	0054870218
Book / Page	005487 / 000218
Instrument Date	Feb 19, 2019
Instrument	28473
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	NEW DOOR TITLE INSURANCE LLC, NEW HM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	150 HIGHLAND MEADOWS PL DAVENPORT FL 338377953, DAVENPORT, FL 33837-7953

Mortgage

Document Number	54870221
Date	Mar 6, 2019
Book Page	005487/000221
Instrument	28474

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 3, 2017
Property Address	2840 WINDSONG LN, SAINT CLOUD, FL 34772-7544
Document Number	0051731348
Book / Page	005173 / 001348
Instrument Date	Jun 29, 2017
Instrument	96824
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,463.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 WAGON CIR KISSIMMEE FL 347437730, KISSIMMEE, FL 34743-7730

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 26, 2017
Property Address	2840 WINDSONG LN, SAINT CLOUD, FL 34772-7544
Document Number	0051692951
Book / Page	005169 / 002951
Instrument Date	Jun 20, 2017
Instrument	93024
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,730.00 (+8.66%)	$290,000 (+6.34%) Land $60,000 Building $230,000	$290,000 (+6.34%) Land $60,000 Building $230,000
2023	$4,353.00 (+10.88%)	$272,700 (+13.77%) Land $48,000 Building $224,700	$272,700 (+13.77%) Land $48,000 Building $224,700
2022	$3,926.00	$239,700 Land $48,000 Building $191,700	$239,700 Land $48,000 Building $191,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

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