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2790 Windsong Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2790 Windsong Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,480 sqft · built 1984
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Jul 2023)
Tax Bill$4,713 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631533800010200

Property Details

APN / Parcel Number

Primary APN202631533800010200

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,480 sqft Heated Area
Gross Area3,808 sqft
1st Floor Area2,480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Lot Dimensions223 ft deep x 204 ft wide
Garage TypeFinished
Garage Area864 sqft

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area464 sqft
Deck Area1,104 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2790 WINDSONG LN
CitySAINT CLOUD
StateFL
Zip34772-7506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOA1A
Legal DescriptionTYMBER COVE SUB PB 2 PG 106 & 107 LOT 20
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionTYMBER COVE
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2790 WINDSONG LN, SAINT CLOUD, FL 34772-7506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2023 · Amount on Record
Deed SaleJul 25, 2023 · Amount on Record
Prior SaleMar 5, 2001 · Amount on Record
Deed Document Number2023095982
Deed Book / Page6445 / 2662
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 25, 2023
Property Address2790 WINDSONG LN, SAINT CLOUD, FL 34772-7506
Document Number0064452662
Book / Page6445 / 2662
Map ReferenceMB 2 PG 106
Instrument DateJul 21, 2023
Instrument2023095982
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3857 E LETTS RD, MIDLAND, MI 48642-9405

Transferred To (Grantee/Buyer)

NameVerified Name
Address2790 WINDSONG LN, SAINT CLOUD, FL 34772-7506

Mortgage

Document Number0064452664
DateJul 25, 2023
Instrument6445/2664
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,713.00 Homeowner's exemption$329,600 Land $62,400 Building $267,200$329,600 Land $62,400 Building $267,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

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