2820 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2820 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,707 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$200,100 (2015)
Tax Bill	$4,839.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0158-0001-1710`
Alternative APN	`263119015800011710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,707 sqft Living Area
Gross Area	2,329 sqft Gross Area
1st Floor	1,707 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,662 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	181 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2820 WAGON WHEEL TRL
City	SAINT CLOUD
State	FL
Zip	34772-8984
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 171
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 3
Legal Phase	3
Legal Tract	158
Legal Block	1710
Legal Lot Number	171
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1012
Census Tract	43304

Owner

Source: Osceola County records · APN 19-26-31-0158-0001-1710

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2820 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2015 · Amount on Record
Deed Sale	Sep 03, 2015 · Amount on Record
Deed Doc Number	2015132093
Deed Book / Page	4836 / 1685
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2820 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984

Mortgage

Document Number	0061891506
Date	Apr 07, 2022
Book Page	6189/1506
Instrument	2022055515

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,839.00 (+8.84%) Homeowner's exemption	$206,356 (+5.99%)	$308,800 (-0.55%) Land $70,000 Building $238,800
2023	$4,446.00 (+2.3%) Homeowner's exemption	$194,700 (+3%)	$310,500 (+15.81%) Land $60,000 Building $250,500
2022	$4,346.00 Homeowner's exemption	$189,030	$268,100 Land $55,000 Building $213,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.