Osceola County property record for 2814 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,707 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $269,000 (2020) |
| Tax Bill | $5,350.00 (2025) |
| Primary APN | 192631015800011680 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,707 sqft Heated Area |
| Gross Area | 2,229 sqft Gross Area |
| 1st Floor | 1,707 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 81 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2814 WAGON WHEEL TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8984 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 168 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PHS 1 3 &3A |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Lot Number | 168 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631015800011680
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2814 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST SAVINGS BANK |
| Jun 12, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2020 · Amount on Record |
| Deed Sale | Dec 02, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Doc Number | 2020163335 |
| Deed Book / Page | 5842 / 2515 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 02, 2020 |
| Property Address | 2814 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Document Number | 0058422515 |
| Book / Page | 5842 / 2515 |
| Map Reference | MB 23 PG 175 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020163335 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2814 WAGON WHEEL TRL, 2814, SAINT CLOUD, FL 34772-8984 |
| Name | Verified Name |
|---|---|
| Address | 2814 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Document Number | 0058422517 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 5842/2517 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 12, 2018 |
| Property Address | 2814 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984 |
| Document Number | 0053481612 |
| Book / Page | 005348 / 001612 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 90323 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,648.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2814 WAGON WHEEL TRL ST CLOUD FL 347728984, ST CLOUD, FL 34772-8984 |
| Document Number | 53481614 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 005348/001614 |
| Instrument | 90324 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,350.00 (+8.5%) Homeowner's exemption | $234,889 (+5.99%) | $311,500 (-0.61%) Land $70,000 Building $241,500 |
| 2023 | $4,931.00 (+2.37%) Homeowner's exemption | $221,622 (+3%) | $313,400 (+15.77%) Land $60,000 Building $253,400 |
| 2022 | $4,817.00 Homeowner's exemption | $215,167 | $270,700 Land $55,000 Building $215,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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