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2821 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2821 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,894 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$251,000 (2019)
Tax Bill$5,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631015800011380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Heated Area
Gross Area2,608 sqft Gross Area
1st Floor1,894 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage
PorchOpen Porch
Porch Area230 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2821 WAGON WHEEL TRL
CitySAINT CLOUD
StateFL
Zip34772-8985
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 138
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PHS 1 3 &3A
Legal Phase3
Legal Tract158
Legal Lot Number138
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1008
Census Tract43304

Owner

Source: Osceola County records · APN 192631015800011380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2821 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Warranty Deed, Transfer
STEWART TITLE
Mar 31, 2017Special Warranty Deed, Transfer · Veterans Administration Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Prior SaleMar 31, 2017 · Amount on Record
Deed Doc Number2019136017
Deed Book / Page5609 / 1029
Record RefreshedJun 08, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 21, 2019
Property Address2821 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number0056091029
Book / Page005609 / 001029
Instrument DateOct 18, 2019
Instrument136017
Transaction TypeTransfer
Record UpdatedNov 08, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,757.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2821 WAGON WHEEL TRL ST CLOUD FL 347728985, ST CLOUD, FL 34772-8985

March 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 31, 2017
Property Address2821 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number0051250422
Book / Page5125 / 0422
Map ReferenceMB23 PG175
Instrument DateMar 29, 2017
Instrument2017049400
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,664.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985

Mortgage

Document Number0051250424
DateMar 31, 2017
Instrument5125/0424
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,364.00 (+8.5%) Homeowner's exemption$235,667 (+5.99%)$333,000 (-0.39%) Land $75,600 Building $257,400
2023$4,944.00 (+2.36%) Homeowner's exemption$222,356 (+3%)$334,300 (+15.96%) Land $64,800 Building $269,500
2022$4,830.00 Homeowner's exemption$215,880$288,300 Land $59,400 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 366 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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