Bell County property record for 2820 W Ave O, Temple, TX 76504
| Property Type | Commercial |
|---|---|
| Details | 3 ba · 5,000 sqft · built 1985 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $177,500 (Mar 2009) |
| Tax Bill | $5,730 (2025) |
| Deeds & Mortgages | Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0094100000 |
| Primary APN | 0094100000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 5,000 sqft Gross Area |
| 1st Floor Area | 5,000 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| View / Lot | Commercial |
| Porch | Slab |
| Porch Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2820 W AVENUE O |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76504-6415 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | L M PETERS ADDITION, BLOCK 001, LOT PT 1, 2, (S 100 OF 1, 2) |
| Legal Subdivision | L M PETERS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21102 |
Source: Bell County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6406 SPRINGWOOD CT, TEMPLE, TX 76502-8701 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2009 · Amount on Record |
| Deed Sale | Mar 30, 2009 · Amount on Record |
| Prior Sale | Mar 30, 2009 |
| Deed Document Number | 200910824 |
| Prior Transfer Date | Mar 27, 2009 |
| Prior Transfer Doc | 0000010824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2820 W AVENUE O, TEMPLE, TX 76504-6415 |
| Document Number | 0000015915 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2820 W AVENUE O TEMPLE TX 765046415, TEMPLE, TX 76504-6415 |
| Document Number | 0000015915 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 15915 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Term | 60 Months |
|---|---|
| Due | Apr 21, 2024 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,730.00 (+1.04%) | $239,255 (-3.28%) Land $16,500 Building $222,755 | $239,255 (-3.28%) Land $16,500 Building $222,755 |
| 2023 | $5,671.00 (+2.92%) | $247,368 Land $16,500 Building $230,868 | $247,368 Land $16,500 Building $230,868 |
| 2022 | $5,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures