2807 W Ave O, Temple, TX 76504 Property Records

Bell County property record for 2807 W Ave O, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1940
Lot Size0.151 acres (6,599 sqft)
OwnerCompany Name on Record
Tax Bill$1,420 (2023)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0094180000

Property Details

APN / Parcel Number

Primary APN0094180000
Alternative APNs
  • 122138
  • 796366

Interior

Full Baths1 Bath
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Exterior MaterialWood Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,599 sqft (0.151 acres)
Lot Dimensions120 ft deep x 55 ft wide
PorchOpen Porch
Porch Area12 sqft

Location & Zoning

Account Number796366
Street Address2807 W AVENUE O
CityTEMPLE
StateTX
Zip76504-6482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2F
Legal DescriptionL M PETERS ADDITION, BLOCK 002, LOT 0004
Legal SubdivisionL M PETERS ADDITION
Legal Block2
Legal Lot Number4
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2007
Census Tract21102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2701 IRA YOUNG DR, TEMPLE, TX 76504-6320
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2015
Deed SaleMay 15, 2015
Deed Document Number201500018059
Last Transfer DateMay 19, 2015
Transfer Doc0000018059
Record UpdatedJun 7, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2807 W AVENUE O, TEMPLE, TX 76504-6482
Document Number0000051456
Instrument DateDec 12, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3401 COTTONWOOD LN TEMPLE TX 765021707, TEMPLE, TX 76502-1707

Mortgage

Document Number0000051456
DateDec 13, 2018
Book Page010683/000112
Instrument51456
Lender
NameFIRST NAT'L BK/TX
TypeBank
AddressKILLEEN, TX 76540
Agreement
AmountAmount Recorded
Term240 Months
DueDec 12, 2038

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,420.00 (-1.87%)$61,961 Land $23,034 Building $38,927$61,961 Land $23,034 Building $38,927
2022$1,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on W Ave O

Nearby Streets

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