2803 W Ave O, Temple, TX 76504 Property Records

Bell County property record for 2803 W Ave O, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,086 sqft · built 1946
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Tax Bill	$2,921 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0094200000`

Property Details

APN / Parcel Number

Primary APN	`0094200000`
Alternative APNs	`800050` `68957`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,798 sqft
2nd Floor Area	288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2803 W AVENUE O
City	TEMPLE
State	TX
Zip	76504-6482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	L M PETERS ADDITION, BLOCK 002, LOT 0006
Legal Subdivision	L M PETERS ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2007
Census Tract	21102

Owner

Source: Bell County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1325 NATASHA ST, SALADO, TX 76571-5607
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
Apr 27, 2023	Correction Deed FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC
Oct 20, 2021	Warranty Deed, Transfer FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021
Deed Sale	Oct 20, 2021
Prior Sale	Aug 10, 2015
Deed Document Number	202169181
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0000041796
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2803 W AVENUE O, TEMPLE, TX 76504-6482
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021022
Date	May 16, 2023
Instrument	2023021022

Lender

Name	LOAN FUNDER LLC
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Index	COF

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Apr 27, 2023
Property Address	2803 W AVENUE O, TEMPLE, TX 76504-6482
Document Number	0000017840
Instrument Date	Apr 27, 2023
Instrument	2023017840
Record Updated	Nov 10, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 NATASHA ST, SALADO, TX 76571-5607

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 20, 2021
Property Address	2803 W AVENUE O, TEMPLE, TX 76504-6482
Document Number	0000069181
Map Reference	VOL 562 PG 404
Instrument Date	Oct 18, 2021
Instrument	2021069181
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 PLUM ST # 238, 402, LOCKHART, TX 78644-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 NATASHA ST, THORNDALE, TX 76577

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+19.42%)	$101,968 (-4.45%) Land $19,250 Building $82,718	$101,968 (-4.45%) Land $19,250 Building $82,718
2023	$2,446.00 (-9.68%)	$106,716 Land $19,250 Building $87,466	$106,716 Land $19,250 Building $87,466
2022	$2,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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