Duval County property record for 2820 Lucena Ln, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,886 sqft · built 2020 |
| Lot Size | 0.14 acres (6,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,800 (Mar 2020) |
| Tax Bill | $5,756 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166903-2510 |
| Primary APN | 166903-2510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,886 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,088 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2820 LUCENA LN |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-5568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 72-126 35-2S-28E TERRA COSTA PHASE 2B AND 2C LOT 99 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | TERRA COSTA PHASE 2B AND 2C |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14339 |
2820 Lucena Ln is owned and occupied by two individuals who acquired it in June 2024.
Source: Duval County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Mar 23, 2020 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Oct 8, 2019 | Grant Deed, Subdivision Related Transfer CALATLANTIC TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Deed Document Number | 202068247 |
| Deed Book / Page | 19151 / 1550 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0211220388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Document Number | 0000167482 |
| Book / Page | 21985 / 44 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026167482 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Document Number | 0000167482, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 21985/44 |
| Instrument | 2026167482 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 5, 2046 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Document Number | 0195862431 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 19586/2431 |
| Instrument | 2021040526 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 23, 2020 |
| Property Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Document Number | 0191511550 |
| Book / Page | 19151 / 1550 |
| Map Reference | MB 72 PG 126 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 2020068247 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,406.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Document Number | 0191511554 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 19151/1554 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 2820 LUCENA LN, JACKSONVILLE, FL 32246-5568 |
| Document Number | 0189600157 |
| Book / Page | 018960 / 000157 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 232132 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,314.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2890 LUOENA LN JACKSONVILLE FL 32246, JACKSONVILLE, FL 32246 |
The 2025 property tax bill for 2820 Lucena Ln was $5,756 with a homeowner's exemption, up 5.5% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,408 (+2.7%) | $424,499 (-3.35%) Land $115,000 Building $309,499 | |
| 2025 | $5,756.00 (+5.54%) Homeowner's exemption | $346,065 | $439,194 Land $125,000 Building $314,194 |
| 2024 | $5,454.00 (+2.77%) | ||
| 2023 | $5,307.00 (+9.09%) Homeowner's exemption | $326,517 (+3%) | $440,118 (+22.24%) Land $95,000 Building $345,118 |
| 2022 | $4,865.00 Homeowner's exemption | $317,007 | $360,049 Land $75,000 Building $285,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Lucena Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Lucena Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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