2817 Lucena Ln, Jacksonville, FL 32246 Property Records

Duval County property record for 2817 Lucena Ln, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 2020
Lot Size	0.132 acres (5,734 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Apr 2024)
Tax Bill	$6,643 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166903-2530`

Property Details

APN / Parcel Number

Primary APN	`166903-2530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,515 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,734 sqft (0.132 acres)
Garage Type	Attached
Garage Area	427 sqft
Porch	Finished Screened Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2817 LUCENA LN
City	JACKSONVILLE
State	FL
Zip	32246-5567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	72-126 35-2S-28E TERRA COSTA PHASE 2B AND 2C LOT 103
Legal Range	28E
Legal Township	02S
Legal Section	35
Legal Subdivision	TERRA COSTA PHASE 2B AND 2C
Legal Block	1
Legal Lot Number	103
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1018
Census Tract	14339

Owner

2817 Lucena Ln is owned and occupied by an individual who bought it in April 2024.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2817 LUCENA LN, JACKSONVILLE, FL 32246-5567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage MAYO EMPLOYEES FCU
Jun 23, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Jun 23, 2020 · Amount on File
Deed Document Number	202492290
Deed Book / Page	21037 / 500
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 30, 2024
Property Address	2817 LUCENA LN, JACKSONVILLE, FL 32246-5567
Document Number	0210370500
Book / Page	21037 / 500
Map Reference	MB 72 PG 126-132
Instrument Date	Apr 29, 2024
Instrument	2024092290
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE AND TR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 TIMBER HOLLOW WAY, JACKSONVILLE, FL 32224-6695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 LUCENA LN, JACKSONVILLE, FL 32246-5567

Mortgage

Document Number	0021037502
Date	Apr 30, 2024
Instrument	21037/502

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 23, 2020
Property Address	2817 LUCENA LN, JACKSONVILLE, FL 32246-5567
Document Number	0192521298
Book / Page	19252 / 1298
Map Reference	MB 72 PG 126
Instrument Date	Jun 10, 2020
Instrument	2020129348
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,355.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 LUCENA LN, JACKSONVILLE, FL 32246-5567

Mortgage

Document Number	0192521302
Date	Jun 23, 2020
Instrument	19252/1302

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Lucena Ln was $6,643 with a homeowner's exemption, down 2.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,019 (-3.54%) Land $115,000 Building $267,019	$382,019 (-3.54%) Land $115,000 Building $267,019
2025	$6,643.00 (-2.45%) Homeowner's exemption	$396,048 Land $125,000 Building $271,048	$396,048 Land $125,000 Building $271,048
2024	$6,810.00 (+4.24%)
2023	$6,533.00 (+20.4%)	$392,737 (+22.38%) Land $95,000 Building $297,737	$392,737 (+22.38%) Land $95,000 Building $297,737
2022	$5,426.00	$320,913 Land $75,000 Building $245,913	$320,913 Land $75,000 Building $245,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Lucena Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Lucena Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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