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2814 Lucena Ln, Jacksonville, FL 32246 Property Records

Duval County property record for 2814 Lucena Ln, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,886 sqft · built 2020
Lot Size0.125 acres (5,424 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Mar 2023)
Tax Bill$7,373 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN166903-2515

Property Details

APN / Parcel Number

Primary APN166903-2515

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,886 sqft Living Area
Gross Area2,508 sqft
1st Floor Area1,886 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,424 sqft (0.125 acres)
Garage TypeAttached
Garage Area438 sqft
PorchFinished/Open Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2814 LUCENA LN
CityJACKSONVILLE
StateFL
Zip32246-5568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description72-126 35-2S-28E TERRA COSTA PHASE 2B AND 2C LOT 100
Legal Range28E
Legal Township02S
Legal Section35
Legal SubdivisionTERRA COSTA PHASE 2B AND 2C
Legal Lot Number100
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1018
Census Tract14339

Owner

2814 Lucena Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2814 LUCENA LN, JACKSONVILLE, FL 32246-5568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Warranty Deed, Transfer · VA Mortgage
REGIONS BANK
Mar 25, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2023 · Amount on File
Deed SaleMar 28, 2023 · Amount on File
Prior SaleMar 25, 2020 · Amount on File
Deed Document Number202359819
Deed Book / Page20625 / 325
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 28, 2023
Property Address2814 LUCENA LN, JACKSONVILLE, FL 32246-5568
Document Number0206250325
Book / Page20625 / 325
Map ReferenceMB 72 PG 126-132
Instrument DateMar 24, 2023
Instrument2023059819
Transaction TypeTransfer
Record UpdatedApr 5, 2023
Title CompanyAMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12517 BEACH BLVD UNIT 1403, 1403, JACKSONVILLE, FL 32246-7337

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 LUCENA LN, JACKSONVILLE, FL 32246-5568

Mortgage

Document Number0020625327
DateMar 28, 2023
Instrument20625/327
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateMar 25, 2020
Property Address2814 LUCENA LN, JACKSONVILLE, FL 32246-5568
Document Number0191541555
Book / Page19154 / 1555
Map ReferenceMB 72 PG 126
Instrument DateMar 20, 2020
Instrument2020070002
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 LUCENA LN, JACKSONVILLE, FL 32246-5568

Mortgage

Document Number0191541559
DateMar 25, 2020
Instrument19154/1559
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2814 Lucena Ln was $7,373 with a homeowner's exemption, up 4.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$424,499 (-2.91%) Land $115,000 Building $309,499$424,499 (-3.35%) Land $115,000 Building $309,499
2025$7,373.00 (+4.77%) Homeowner's exemption$437,217$439,194 Land $125,000 Building $314,194
2024$7,037.00 (+39.4%)
2023$5,048.00 (+9.1%) Homeowner's exemption$312,097 (+3%)$440,118 (+22.24%) Land $95,000 Building $345,118
2022$4,627.00 Homeowner's exemption$303,007$360,049 Land $75,000 Building $285,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2814 Lucena Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 194 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2814 Lucena Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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