2820 Lovers Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2820 Lovers Ln, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	30,000 sqft · built 1926
Lot Size	1.26 acres (54,886 sqft)
Owner	Company Name on Record
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Aug 2022 Transfer
APN	`03-8.0-34-003-003-022.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-003-022.000`

Interior

Building Area	30,000 sqft Base Area
1st Floor Area	30,000 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	54,886 sqft (1.26 acres)

Location & Zoning

Street Address	2820 LOVERS LN
City	SAINT JOSEPH
State	MO
Zip	64506-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SWSUB: LOT: BLK:LGL DESC:BEG SW COR SW4 N ALG W/L SW4 784.4' TH E PARL TO S/L SW4 304.34' TO PT ON N/L OF PROPERTY OWNED BY ST JOSEPH PARKS DEPT TH NELY ALG N/L 113.21' TO PT ON LINE PARL TO W/L OF SD SW4 & 413.87' THEREOF TH N ALG SD/L PARL
Legal Range	35W
Legal Township	58N
Legal Section	34
Legal Subdivision	ST JOSEPH PARK DEPT
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2820 LOVERS LN, SAINT JOSEPH, MO 64506-1524
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022
Deed Sale	Aug 22, 2022
Prior Sale	Jan 26, 2015 · Amount on Record
Deed Document Number	20228058
Deed Book / Page	3779 / 439
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 22, 2022
Property Address	2820 LOVERS LN, SAINT JOSEPH, MO 64506-1524
Document Number	003779/439
Book / Page	3779 / 439
Instrument Date	Aug 22, 2022
Instrument	2022008058
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 LOVERS LN, SAINT JOSEPH, MO 64506-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2820 LOVERS LN, SAINT JOSEPH, MO 64506-1524

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00	$55,330 (+5.63%) Land $7,510 Building $47,820	$291,160 (+5.62%) Land $39,500 Building $251,660
2024	$3,958.00 (+15.29%)
2023	$3,433.00 (-0.67%)	$52,380 (-) Land $7,510 Building $44,870	$275,680 (-) Land $39,500 Building $236,180
2022	$3,456.00	$52,380 Land $7,510 Building $44,870
2021			$275,680 Land $39,500 Building $236,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lovers Ln

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